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About Santander Chile
Mobile banking with Santander Chile puts financial control in your hands, 24/7. Skip the branch lines and manage your money directly from your phone—check balances, transfer funds, pay bills, and handle investments with just a few taps, whenever and wherever you need.
Secure access is built in. Unlock your account instantly using fingerprint or facial recognition, then dive into a full suite of banking transactions designed for speed and convenience. Review your account movements in real time, transfer money to saved contacts effortlessly, or send funds between Santander users using only their phone number—no account details required. Every action stays fast, safe, and straightforward.
Pay smarter and faster with integrated QR payment technology. Whether you're settling credit card debt in installments, covering monthly bills, or making everyday purchases, you can complete transactions instantly without leaving the store or your home. You also have full control over your cards—lock or unlock your debit and credit cards on demand if they're lost or you simply want to pause spending.
Grow your money with confidence. Monitor your investments directly through the app, track performance, and make adjustments in seconds. For those building their financial future, the new Más Lucas account offers zero monthly maintenance fees on your first account and includes a complimentary savings account to help you reach your goals. The account number is simple to remember: 56 plus your RUT, making transfers and account management even easier.
Setting up your Más Lucas account gives you a free debit card delivered either to your home for $4,500 or collected free of charge at a branch using the Locker service. This means real, accessible banking without the traditional fees and friction.
Whether you're checking your balance before a purchase, paying bills on a Sunday night, or making time-sensitive transfers, Santander Chile delivers banking that works around your schedule, not the other way around. Everything you need—payments, transfers, investments, and card management—is consolidated in one secure, intuitive app. Experience modern banking that's truly simpler and safer with Santander Chile.
Pros & Cons
Pros
- Biometric login with fingerprint or facial recognition unlocks accounts instantly
- Send money to other Santander users using only their phone number
- QR payment technology lets you pay bills and settle credit card debt instantly
- Lock or unlock debit and credit cards on demand from the app
- Más Lucas account offers zero monthly maintenance fees on your first account
Cons
- Requires active internet connection for all transactions and account access
- Free debit card delivery to home costs $4,500; branch collection via Locker is free only
- Account setup and investment features may require KYC verification before full access
- Real-time investment tracking could encourage frequent trading and impulsive decisions
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